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Mutual fund
Mutual funds allow you to benefit from the experience of industry experts who have made it their job to understand and generate better returns from the stock and debt markets. Mutual funds invest based on specific investment goals – which we leverage to give you better returns on your investment. The 2-tier experts – mutual fund managers and IndoGain – allow you to steadily grow your wealth.
Invest nowSTOCKS
Investing in stocks can quickly become overwhelming if you do not have your own financial experts to help you pick the diamonds from among the large number of stocks and make the process easy. We have tied up with specific experts to make the process of investing smooth and hassle free. For instance, we have collaborated with ANGEL ONE for opening your free demat account needed to invest in stocks.
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CORPORATE FD's
Knowing your goals and what is right for you allow us to help you grow your wealth. Our experts work in your interest to maximise returns and minimise risks. We bring to you a range of corporate fixed deposits that reduce risk without sacrificing on returns. The interest ranges from 5.75% to 7.90% and an extra 0.25% to 0.5% for senior citizens.
- Bajaj Finance Ltd – 6.20% to 7.40%
- Shriram Transport Finance Co Ltd – 6.50% to 7.90%
- HDFC Regular Deposit Ltd – 6% to 6.8%
- ICICI Home Finance Ltd – 5.25% to 6.90%
- LIC Housing Finance Ltd – 5.95% to 6.95%
- Mahindra and Mahindra Financial Services Ltd – 5.75% to 7%
- PNB Housing Finance Regular Deposit – 6% to 7.25%
- Cent Bank Home Finance Ltd – 6.65% to 6.85%
BONDS & DEBENTURES
Our bonds and debentures help you offset the risk to your portfolio from the equity market. Our portfolio of fixed return investment include Fixed Deposits, Bonds such as Gold Bond and Capital Gain Bonds, and NCDs. The stable return from these options help you hedge against the ups and downs of the equity market and reduce overall risk to generate stable long-term returns.
Invest NowGOLD
In addition to gold funds, we bring you the choice to invest in Sovereign Gold Bonds (SGB). These bonds can be bought at the issue price and easily redeemed at maturity. You also benefit from the semi-annual interest you receive on your investment. The RBI-backed bonds reduces the risk on your portfolio and enhances its long-term wealth creation and growth capabilities.
Invest nowNPS
In addition to gold funds, we bring you the choice to invest in Sovereign Gold Bonds (SGB). These bonds can be bought at the issue price and easily redeemed at maturity. You also benefit from the semi-annual interest you receive on your investment. The RBI-backed bonds reduces the risk on your portfolio and enhances its long-term wealth creation and growth capabilities.
Invest nowINSURANCE
We bring you the entire range of insurance options available in the market to reduce any risk and cover any contingency. From life and health to car and other general insurance, we give you the right customised options based on your age, income and risk levels. Our guidance helps you and your family take care of any lifetime expenses.
- Life Insurance
- General Insurance
- Health Insurance
LOAN AGAINST SECURITES
Our range of low interest loan against security options help you take care of any short-term financial requirements. These loans are near instantaneous and given against your security investments such as mutual funds, stocks, debt and insurance. These loans help you avoid selling off any assets you have built for long-term goals for any short-term financial needs.
Borrow nowIPOs
Investing in the initial public offering (IPO) of an untested company can backfire if you do not have your very own financial experts to check the pros and cons before you invest. We check the financials and larger market and help you keep track of your goals to make the right choices. Our guidance allows you to invest early for the long-term in companies that have high-growth potential.
Invest nowTHE CHOICEST INVESTMENT OPTIONS FOR YOU
Find the best suitable funds for yourself
TAX SAVINGS
Equity Linked Savings Scheme (ELSS) are tax saving mutual funds that help investors claim deduction under section 80C of the Income Tax Act. These funds serve a dual purpose of building long-term wealth and generating short-term tax savings.
Invest nowFind the best suitable funds for yourself
STABLE RETURNS
Large cap mutual funds and fixed income securities offer more stable returns. These mutual funds invest in dependable and strong securities and should be a part of every portfolio as they help build wealth with lower risk.
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HIGH RETURN
These mutual funds come with an inherently higher risk but give you the option to generate higher returns. These funds are impacted by market volatility and should only be considered by investors with a higher risk appetite.
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SHORT TERM
Ideal for a 1-3 years investment horizon, these short-term mutual funds are low risk open-ended schemes. They offer an accessible option to generate better returns on funds you need in the short term instead of using low-return savings accounts.
Invest nowFind the best suitable funds for yourself
LONG TERM
Long-term mutual funds are held for more than 3 years and help you build wealth. These funds generate stable returns over their lifetime and create a considerably larger corpus than what is possible in the short to mid-term.
Invest nowFind the best suitable funds for yourself
DEBT
Bonds and debentures help investors reduce their risk profile and generate stable returns. These avenues serve as a perfect foil to riskier equity investments and help our customers build a balanced portfolio of long-term assets.
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YOUR INVESTMENT FOR SOCIETY
IndoGain is dedicated to Social and Environmental Growth. We have taken a pledge to repay to the society on behalf of our customers
Water
We support organisations that provide drinkable water and work in water conservation and development of water bodies
Education
Your investment through IndoGain helps us in educating children. We adopt schools and students to help them build a better future
One Client One Tree
Under our One Client One Tree initiative, we plant a tree for each of our customers. Your tree symbolises your wealth growth journey.
FAQs
Why IndoGain while a lot of online platforms are there in the market?
With IndoGain, you can purchase and sell mutual funds online as well as offline along with getting customized financial advisory based on your personal requirements.
READ MORE- When, why and where to invest?
- When, why and where to switch?
- When, why and how to redeem?
The solution to all these questions is IndoGain
- Personalized Assistance
- Selection of Funds and Schemes according to YOUR Requirement and Need
- Managed Liquidity of Funds
- Continuous Monitoring and Action
- Easy Online Tracking
- Doorstep Document Pickup and Drop Facility
- Zero Charges
- Income Tax Advisory during ITR Filling on these Investments
I can invest in mutual funds as per past performance reports that are available online. Then, why IndoGain?
Past performance reports available online are just historical indications. In addition, smart investment decisions are based on lot of other factors, which we at IndoGain consider while making decisions.
READ MORE- Past performances may or may not will continue in future
- New Fund Offers (NFOs) have no history
I can purchase Shares directly or I can invest in Fixed Deposits, then why Mutual Funds?
With shares and fixed deposits, you do not have an expert team of fund managers who keep track of your investments. With IndoGain, you get another layer of experts who help you in selecting the right mutual funds.
Tax Strategy
| Products | Short Term(STCG) | Long Term (LTCG) | ||||
|---|---|---|---|---|---|---|
| Section | Time | Tax | Section | Time | Tax | |
| Equity / Eq. Mf. | 111A | < 365 Days | 15% | 112A* | > 365 Days | 10% / 20% |
| Debt Mutual Fund | 111 | < 36 Month | Slab Rates | 112* | > 36 Month | 10% / 20% |
| Corporate FDs | If FD Interest exceeds Rs 5,000, TDS rate is 10%; Charged under Income Tax Slab Rates. | |||||
| Bonds (Listed) | 111 | < 12 Month | Slab Rates | 112* | > 12 Month | 10% / 20% |
| Bonds (Unlisted) | 111 | < 36 Month | Slab Rates | 112* | > 36 Month | 10% / 20% |
| Gold ETF | 111 | < 3 Yrs. | Slab Rates | 112* | > 3 Yrs. | 10% / 20% |
| Gold SGB | 111 | < 8 Yrs. | Slab Rates | 112* | > 8 Yrs. | 10% / 20% |
| Corporate FDs | Interest is taxable under head income from other source | |||||
| Non-Convert. Deb. | Interest charged under Income Tax Slab Rates | 112* | > 3 Yrs. | 10% / 20% | ||
| Unlisted Eq. Sh. (Resident) | 111 | < 24 Month | 15% | 112* | > 24 Month | 10% / 20% |
| Unlisted Eq. Sh. (Non-Resident) | 111 | < 24 Month | 15% | 112* | ||
| Land / Real Estate | 111 | < 24 Month | 15% | 112 | > 24 Month | 20% |
- 112A* - LTCG is Exempted till 1 Lakh; thereafter it is taxed @20% when Indexation is adopted.
- LTCG is Exempted till 1 Lakh; thereafter it is taxed @10% when Indexation is not adopted.
- Dividend is charged to tax as per normal tax rates and added to “Income from Other Sources”.
- Interest income is exempted till Rs 5,000 and thereafter added to “Income from Other Sources” and charged at normal tax rates.
Disclaimer - Above Tax rates are Indicative Rules and are subject to change from time to time. It is advised to take help of any tax expert before making any sound decision. IndoGain will not be held liable/responsible for any loss/damage occurring from your decision on the basis of the above tax chart.
SATISFIED INVESTORS
A look at what some of our customers have said after investing through us
My investment experience with IndoGain is amazing & trustworthy. Time to time valuable Information from the relationship manager always maintained my confidence which ultimately made my portfolio achieve my financial goals. I thank to the supporting team of IndoGain and wish them a glorious success in future.
IndoGain is a excellent platorm for all financial products. They helps us in achieving our financial goals related to child education, daughter marriage & retirement planning. I can say with great pleasure that they provide good and continues support in their investors.
Finding a right Financial Planning partner is as important as finding a right life partner, as hey both play a make or break circumstances in your life. I am very happy that i have a right Financial Partner with me #IndoGain
IndoGain is a good platform to make investment for financial matters as it guides us at every step in making our financial goals. They make full efforts in terms of client satisfaction.
OFFICIAL PARTNERS
Axis Mutual Funds
Kotak Mutual Funds
Nippon India Mutual Funds
HDFC Mutual Funds
SBI Mutual Funds
ICICI Prudential Mutual Funds
Aditya Birla Sunlife Mutual Funds
UTI Mutual Funds
Franklin Templeton Mutual Funds
IDFC Mutual Funds
DSP Mutual Funds
Tata Mutual Funds
L&T Mutual Funds
PGIM India Mutual Funds
Sundaram Mutual Funds
Invesco Mutual Funds
LIC Mutual Funds
JM Financial Mutual Funds
Baroda Mutual Funds
Canara Robeco Mutual Funds
HSBC Mutual Funds
IDBI Mutual Funds
Indiabulls Mutual Funds
Motilal Oswal Mutual Funds
BNP Paribas Mutual Funds
Mirae Asset Mutual Funds
Principal Mutual Funds
BOI AXA Mutual Funds
Union Mutual Funds
Taurus Mutual Funds
Edelweiss Mutual Funds
Navi Mutual Funds
Mahindra Mutual Funds
Quantum Mutual Funds
PPFAS Mutual Funds
IIFL Mutual Funds
Quant Mutual Funds
Shriram Mutual Funds
Sahara Mutual Funds
ITI Mutual Funds
SUB-DISTRIBUTOR
NEW ERA OF BUSINESS – PARTNER WITH INDOGAIN
- Grow your business multi-fold
- Regular earnings with monthly payments
- Regular training and assistance
- Open Transparent system
About Us
IndoGain MF Services Pvt. Ltd., formerly known as Comfort financial consultants Private Limited was incorporated in 2007.
As a Mutual Fund Distributor, we are dedicated to providing you the best in investment options with a focus on dependability and wealth creation. At IndoGain, we aim to reach the common man and extend the opportunity to create wealth through an empowered network of financial product distributors.
The core strength of our company stems from its intellectual capital and its robust risk management framework based on in-built controls and balances. We have a very qualified team of experts who help in suggesting the best out of the best to our customers. In addition, IndoGain offers a comprehensive platform with a wide choice of products and solutions. We cater to the needs of our customers and distributors with 24x7 support.
READ MORELeadership
We are first generation entrepreneurs who began the journey of “IndoGain” in 2007.
With a humble beginning starting from our homes, we successfully shaped our forays into many diversified businesses from ITRs to all field of investments in mutual funds, funding, insurance, etc.
We are passionate about extending financial inclusion to the masses and providing them the opportunity to improve their lives through a stable and permanent source of financial well-being. We are actively engaged in furthering the cause of the industry, promoting investor interests.
We are also passionate on giving back to society through our One Client One Tree initiative where we plant a tree for every SIP, in addition to our education and training initiatives.
